LBW Financial · Legal

Terms & Conditions

These Terms & Conditions govern your use of the LBW Financial website and your participation in the Early Bird VIP list and the tax team interest program. LBW Financial is a doing-business-as (DBA) name of BCW Agency. Last updated: October 28, 2026.

1. Acceptance of Terms

By accessing this website or joining any of our lists, you agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree, please do not use this website or submit your information.

2. About Us

LBW Financial is a DBA of BCW Agency. Through this website, we connect tax clients with Early Bird VIP tax preparation updates and connect aspiring and current tax professionals with information about training, professional tax software, business resources, and team support. Avis "Lady Briscoe" Briscoe, Regional Director | Southern Maryland Division, serves as our representative.

3. Early Bird VIP List

Joining the Early Bird VIP list places you on a notification list for tax preparation updates. Joining the VIP list does not book, reserve, or guarantee a tax appointment. Appointment availability, scheduling, and any associated fees are communicated separately when appointments become available, and a separate booking step is required.

4. Tax Team Program

The tax team page provides information about training, professional tax software options, business resources, and team support. Participation, availability, and the specific offerings described on the tax team page are governed by the terms presented on that page at the time you enroll. We do not guarantee any specific outcome, earnings, client volume, or business result from participating in the tax team program.

6. No Guarantees or Earnings Claims

LBW Financial does not promise or guarantee refunds, tax savings, earnings, income, or any specific financial or business outcome. Any references to services, training, or resources are provided for informational purposes only and do not constitute a guarantee of results.

7. No Professional Advice

Information on this website is general in nature and is not legal, tax, accounting, or financial advice. You should consult a qualified professional regarding your individual circumstances before making decisions based on any information provided here.

8. Intellectual Property

All content on this website, including the LBW Financial name, logo, text, and design, is the property of BCW Agency and is protected by applicable intellectual property laws. You may not copy, reproduce, or distribute our content without our prior written permission.

9. Third-Party Links and Services

This website links to external pages, including the Early Bird VIP list and the tax team page, which are hosted by third parties. We are not responsible for the content, terms, practices, or availability of those external sites or services. Your use of third-party sites is subject to their own terms and policies.

10. Limitation of Liability

To the fullest extent permitted by law, LBW Financial and BCW Agency shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of data or profits, arising out of or related to your use of this website or our lists.

11. Changes to These Terms

We may update these Terms & Conditions from time to time. The “Last updated” date at the top of this page reflects the most recent revision. Continued use of our website after changes are posted constitutes acceptance of the updated terms.

12. Contacting Us

If you have questions about these Terms & Conditions, please contact:

LBW Financial, A DBA of BCW Agency
Attn: Avis "Lady Briscoe" Briscoe
Regional Director | Southern Maryland Division
Phone: 301.507.1201
Email: avis@bcw.agency